Massachusetts's Trusted Agency

Protecting
What Matters
Most.

Personalized insurance solutions designed to safeguard your family, property, business, and future — with confidence and care.

Licensed & Insured

Massachusetts

4.9 / 5 Rating

800+ Reviews

24/7 Support

Claims Assistance

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2,400+

Clients Protected

18+ Yrs

Industry Experience

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Your Home, Fully Protected

Click any glowing point on the home to explore what's covered. Every corner, every risk — we've got you.

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Tap a Coverage Point

Click any glowing dot on the home to learn about that coverage area.

What We Cover

Insurance for Every Chapter of Life

From your first car to your growing business — we have the coverage you need at every stage.

Personal

Auto Insurance

Comprehensive vehicle coverage for cars, trucks, and SUVs — protecting you on every road.

  • Liability Coverage
  • Collision & Comprehensive
  • Uninsured Motorist
Featured

Homeowners Insurance

Full protection for your most valuable asset — dwelling, contents, liability, and more. Tailored to Massachusetts homes.

  • Dwelling Coverage
  • Personal Property
  • Loss of Use
  • Liability Protection
  • Additional Structures
  • Medical Payments
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Commercial

Business Insurance

Tailored commercial coverage for businesses of all sizes — from sole proprietors to enterprises.

  • General Liability
  • Commercial Property
  • Workers Comp
Family

Life Insurance

Secure your family's financial future with term, whole, and universal life policies.

  • Term Life
  • Whole Life
  • Universal Life
Protection

Umbrella Insurance

Extra liability protection beyond your standard policies — for life's unexpected moments.

  • Extended Liability
  • Personal & Business
  • Catastrophic Events

Specialty & Commercial Lines

Boat, motorcycle, RV, renters, condo, and professional liability — coverage for every lifestyle and industry.

Boat & MarineMotorcycle & RVProfessional LiabilityRenters & Condo
By The Numbers

Trusted by Thousands Across Massachusetts

0+
Years of Experience
Serving Massachusetts since 2007
0+
Clients Protected
Families, individuals, businesses
0+
Carrier Partners
Top-rated insurance companies
0%
Client Satisfaction
Based on 800+ verified reviews

A+ BBB Rating

Better Business Bureau

Licensed in MA

Dept. of Insurance

NAICS 524210

Insurance Agency

Independent Agent

40+ Carrier Access

Client Stories

What Our Clients Say

Homeowners Insurance

AP Insurance made the whole process incredibly smooth. After a pipe burst in our basement, they guided us through the claim step by step. We had a check within two weeks. Truly outstanding service.

Margaret Sullivan, Homeowner from Fairhaven, MA

Margaret Sullivan

Homeowner · Fairhaven, MA

Business Insurance

I've been running my plumbing business for 12 years. AP Insurance put together a commercial package that covers everything — liability, vehicles, workers comp — at a price that actually made sense.

David Kowalski, Small Business Owner from New Bedford, MA

David Kowalski

Small Business Owner · New Bedford, MA

Auto & Renters Insurance

As someone new to buying insurance, I was overwhelmed. The team at AP Insurance walked me through every option without pressure. I got great auto and renters coverage for less than I expected.

Priya Nair, Young Professional from Dartmouth, MA

Priya Nair

Young Professional · Dartmouth, MA

Multi-Policy Bundle

We switched our entire family portfolio to AP Insurance — home, two cars, and an umbrella policy. They saved us over $800 a year and the coverage is actually better than what we had before.

Robert & Linda Chen, Family from Acushnet, MA

Robert & Linda Chen

Family · Acushnet, MA

Condo Insurance

I've had the same agent for 11 years and they know me by name. When I downsized to a condo, they adjusted my coverage seamlessly. That personal touch is rare these days.

Theresa Medeiros, Retiree from Mattapoisett, MA

Theresa Medeiros

Retiree · Mattapoisett, MA

General Liability

Getting certificates of insurance used to be a headache. AP Insurance has them ready in hours. My clients are happy and so am I. Worth every cent of the premium.

James Pacheco, Contractor from Fall River, MA

James Pacheco

Contractor · Fall River, MA

Landlord Insurance

I own three rental properties and AP Insurance handles all of them. The landlord policies are comprehensive and the pricing is very competitive. Highly recommend.

Angela Ferreira, Property Owner from Wareham, MA

Angela Ferreira

Property Owner · Wareham, MA

Boat Insurance

They found me a boat policy that covers both the vessel and my liability on the water. Very knowledgeable about marine coverage — something most local agents aren't.

Michael Torres, Marine Enthusiast from Marion, MA

Michael Torres

Marine Enthusiast · Marion, MA

Professional Liability

My professional liability coverage through AP Insurance gives me real peace of mind. They understand healthcare coverage and found a policy that fits my practice perfectly.

Sandra Oliveira, Nurse Practitioner from Taunton, MA

Sandra Oliveira

Nurse Practitioner · Taunton, MA

Commercial Property

When a kitchen fire damaged our restaurant, AP Insurance was on the phone with me within the hour. The business interruption coverage kept us afloat during repairs. Absolute lifesavers.

Carlos Andrade, Restaurant Owner from New Bedford, MA

Carlos Andrade

Restaurant Owner · New Bedford, MA

Homeowners Insurance

Buying my first home was stressful enough. AP Insurance made the insurance side completely painless. They coordinated directly with my mortgage lender and had everything sorted before closing.

Nicole Cabral, First-Time Homebuyer from Fairhaven, MA

Nicole Cabral

First-Time Homebuyer · Fairhaven, MA

RV Insurance

I travel six months a year in my motorhome. AP Insurance found a full-timer RV policy that covers me whether I'm parked or on the road. Great value and great service.

Thomas Beaumont, RV Traveler from Dartmouth, MA

Thomas Beaumont

RV Traveler · Dartmouth, MA

Cyber Liability

They helped me understand cyber liability insurance when most agents had no clue what I was asking for. AP Insurance is clearly keeping up with modern business needs.

Fatima Hassan, Tech Startup Founder from New Bedford, MA

Fatima Hassan

Tech Startup Founder · New Bedford, MA

Workers Compensation

Workers compensation and general liability for a construction company is complicated. They handled everything, got me competitive rates, and the policy has never let me down.

Patrick Sheehan, Construction Contractor from Acushnet, MA

Patrick Sheehan

Construction Contractor · Acushnet, MA

Homeowners Insurance

I've been with AP Insurance for nine years. They remember my birthday, they call to check in, and they always find me the best rates. I wouldn't trust anyone else with my home.

Maria Gomes, Grandmother & Homeowner from Fairhaven, MA

Maria Gomes

Grandmother & Homeowner · Fairhaven, MA

4.9/5

Average Rating

Across all platforms

800+

Verified Reviews

Google, Yelp, Facebook

15+

Years of Trust

Massachusetts clients

Trusted Carrier Partners

Access to 40+ top-rated insurance companies means better rates and better coverage for you.

TRV
Travelers Insurance
HIG
The Hartford
NW
Nationwide
PGR
Progressive
LMT
Liberty Mutual
ALL
Allstate
CB
Chubb
ZUR
Zurich
CNA
CNA Financial
THG
Hanover Insurance
ARB
Arbella Insurance
SAFT
Safety Insurance

As an independent agency, we work for you — not the insurance company. We shop the market to find you the best coverage at the best price.

Insurance Insights

Stay Informed, Stay Protected

View All Articles
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Home Insurance
June 15, 2026·6 min read

How Homeowners Insurance Actually Works in Massachusetts

Most homeowners have insurance but few understand what it actually covers. We break down the key components of a standard MA homeowners policy — from dwelling coverage to liability limits.

Read Article
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Business Insurance
June 8, 2026·8 min read

7 Ways Small Business Owners Underinsure Their Companies

From skipping workers comp to ignoring cyber liability, small business owners make costly coverage gaps all the time. Here's what to watch for and how to close the gaps before a claim.

Read Article
Storm clouds gathering over coastal New England town, dramatic dark sky, calm water before storm
Risk Management
May 28, 2026·5 min read

Hurricane Season Prep: What New England Homeowners Need to Know

Hurricane season officially runs June through November, but most New England homeowners wait too long to review their coverage. Here's your annual insurance checklist for storm preparedness.

Read Article
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Our licensed advisors will review your current policies, identify any coverage gaps, and find you the best rates across 40+ carriers — at no cost to you.

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Transparent pricing always

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Our Office

276 Alden Rd, Fairhaven, MA 02719

Office Hours

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